GUIDE

Help paying utility bills in South Carolina

South Carolina's 32 and 105 degree shutoff limits, the December to March medical certificate, six month payment plans, LIHEAP through OEO and ORS complaints.

South Carolina's 32 and 105 degree shutoff limits, the December to March medical certificate, six month payment plans, LIHEAP through OEO and ORS complaints.

South Carolina's forecast based shutoff pause

South Carolina protects homes on the most extreme days through a weather rule described by the Office of Regulatory Staff (ORS), the state agency that handles utility consumer complaints. Under that guidance, an electric or natural gas utility should not disconnect service for nonpayment when the average forecasted temperature is 32 degrees Fahrenheit or below for 48 hours, or when the forecasted heat index is 105 degrees or higher for 24 hours. This is a pause tied to the forecast, not a season long ban, so an unpaid balance can still lead to a shutoff once the weather eases. Use those days to call the utility and start an assistance application. If your power comes from Santee Cooper, an electric cooperative or a city utility, ask whether these ORS protections apply to your account.

Delaying a winter shutoff with a physician's certificate

If a shutoff would be especially dangerous to someone's health, South Carolina lets you delay it with a medical certificate from December through March. Ask the electric or natural gas utility for its form. A licensed physician signs it, and you sign a statement that you cannot pay the balance in installments. Get it to the utility at least three days before the scheduled shutoff, or hand it to the crew when they arrive. The certificate expires on the 31st day after the physician signs it and can be renewed no more than three times, for 30 days each. It does not erase what you owe, and service can be cut once the certificate runs out or March ends, so use that window to arrange payments.

Six month deferred payment plans and third party notices

Before a scheduled disconnection, you can ask the utility for a deferred payment plan if you can show you are unable to pay what is due. The ORS bill of rights sets each installment at no less than one sixth of the past due balance, spread over no more than six months, and each installment plus the current month's charges must be paid in full by the past due date. Missing the terms can lead to a shutoff. You are entitled to written notice before service is cut for nonpayment, and you can name a friend, relative or organization to receive a copy. That person does not become responsible for the bill. Paying within 25 days of the bill date avoids a late charge, which is capped at 1.5 percent.

Applying for LIHEAP at your county's community action agency

The South Carolina Office of Economic Opportunity (OEO) administers the Low Income Home Energy Assistance Program (LIHEAP), but it does not accept applications itself. You apply through the Community Action Agency that serves your county. OEO sets eligibility at 60 percent of the state median income, and its posted table starts at $31,993 a year for a one person household. Bring government ID showing South Carolina residency, proof of citizenship or qualified immigrant status for everyone in the home, 30 days of gross income for each adult and a current energy bill in an adult's name. LIHEAP helps with heating and cooling costs only, not water or sewer bills. Local offices may put energy emergencies first when money runs short, so apply early.

EnergyShare, Special Consideration status and 2-1-1

Dominion Energy South Carolina offers EnergyShare to eligible residential electric customers, with funds handled through OEO and community action agencies. In October 2026 the company announced a three year, $3 million commitment covering bill help, weatherization and efficiency upgrades, and critical health and safety repairs. Apply at DominionEnergy.com/EnergyShareSC or through your local agency. Whatever your utility, ask to be listed as a Special Consideration customer if someone at home is 65 or older, has a disability, is seriously or chronically ill, or uses life support equipment backed by a medical certificate. That listing does not block a shutoff for nonpayment, but it puts the household's needs on record early. You can also dial 2-1-1 at any hour for free, multilingual referrals to local help with bills.

Taking a utility dispute to ORS and the Public Service Commission

Start with the utility, which must investigate complaints promptly and thoroughly. If that does not fix the problem, contact the ORS Consumer Services Department through ors.sc.gov. ORS can contact the company for you, check whether it followed the regulations and point you to agencies that may have money for utility bills. For electric service, South Carolina Regulation 103-345 says that once ORS notifies the utility about a complaint on your account, the utility must not disconnect it until the investigation is finished and the results are in. After ORS mails its findings, you have 15 days to file a written complaint with the Public Service Commission (PSC) and request a hearing, which keeps that protection in place. The PSC takes formal complaints through psc.sc.gov.

How Settlemont works for a South Carolina bill

Settlemont is bill payment technology for one Utility, Medical or Education bill at a time. A South Carolina household submits privately with first name, email, state, category, amount and due date, then names Dominion Energy, Duke Energy, Santee Cooper, a cooperative or another biller in a separate private step using a one-time access code. Staff confirm the biller, the owner and the balance, and the public page shows only first name, South Carolina, category and verified amount. Supporters pick an amount, add a 7% card or 5% bank service fee, and their support goes directly to the biller, never to the household as cash. The bill owner pays nothing. Keep any deferred payment plan or LIHEAP application moving while the bill is listed, since approval does not promise payment by the due date.

Sources

Facts checked November 2026. Rules change, so confirm with the agency or utility before relying on a protection.

Support on Settlemont goes directly to the biller, never as cash to the bill owner.

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